Summary of Benefits
Summary of Benefits for Production Employees
You have an opportunity to become part of a great plan of health insurance, short-term disability, and life insurance. You will become eligible for the insurance the first of the following month after the completion of five (5) months of employment. A full-time employee must be regularly scheduled to work at least 32 hours per week with the Company.
Health Insurance:- $20.00/weekly premium for single or family coverage
- Blue Cross/Blue Shield of MN is our provider
- PPO In-Network 90/10 after deductible met
- Out of Network 60/40 after deductible met
- Deductibles: $300 Single/$600 Family
- Life Time Maximum $1,000,000.00
- Out of Pocket Maximum In-Network: $1300 Single/$2600 Family
- Non-emergency room charges are not covered by the plan
- Preventitive care coverage 90%, up to $250 per visit
- Prenatal 100% coverage after deductible if enrolled in Healthy Start Prenatal support; otherwise 90% coverage
- Employee Assistance Program for mental health, etc…90% coverage after deductible up to 40 days
Prescription Drug Coverage
- Express Scripts is our prescription drug provider
- 25% of prescription cost (max $20 generic; max $30 preferred brand; max $40 non-preferred brand)
- 25% of prescription cost (max $20 generic; max $30 preferred brand; max $40 non-preferred brand)
- Full cost for lifestyle drugs
- Mail Order/Long Term Prescription $20.00 max generic, $40 max preferred brand; and $60 max non-preferred brand.
Dental Coverage
- Delta Dental is our dental provider
- $25.00 annual deductible
- 100% coverage for preventive dental care; 80% coverage for basic services & 50% major services (all in-network coverages)
- Maximum benefit is $1500.00 per individual per year (excludes orthodontic)
Short Term Disability
- $240.00 per week
- Pay begins 1st day of accident and 4th day of illness. Begins from 1st day visit/treatment by physician
- Maximum 18 week benefit
Life & Accidental Death Insurance
- $6,000.00 lump sum payment for qualifying events
Pension
- $20.00 credited per service year
- Vested 100% after 5 years
401(K)
- Employees may contribute after 1 full month of employment
| Note: |
This is merely a summary of some of the terms and provisions of CMS's group plan. It does not contain all of the details, exclusions, or limitations, which apply to coverage's. The group plan will be the controlling document. See benefit booklet or the union contract for more detailed information.