Benefit Summary
Summary of Benefits for Production Employees
You have an opportunity to become part of a great health insurance, short-term disability and life insurance plan. Full time employees will become eligible for insurance coverage on the 1st of the month following a three (3) month waiting period from the date of hire.
Health Insurance:- PPO In-Network 90/10 after deductible is met
- Out of Network 70/30 after deductible is met
- Office visit copay (In-Network): $15
- Deductibles: $300 Single/$600 Family
- Out of Pocket Maximum for PPO: $1300 Single/$2600 Family
- Out of Pocket Maximum for Non PPO: $3300 Single/$6600 Family
- Life Time Maximum: $1,000,000
- Prenatal Healthy Start Program
- Employee Assistance Program for mental health, etc.
Prescription Drug Coverage
- Retail Pharmacy Copay: 25% up to maximum of $20, 31 day supply
- Mail Services Copay: $20, 90 day supply
Dental Coverage
- PPO In-Network 80/20
- $1000 annual limit
Short Term Disability
- $165 per week
- Pay begins 1 st day of accident and 4 th day of illness
- Maximum 18 week benefit
Life & Accidental Death Insurance
- $5000.00 lump sum payment for qualifying events
Pension
- $15.00 credited per year of service
- Vested 100% after 5 years
401(K)
- Employees may contribute after their probationary period ends
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This is merely a summary of some of the terms and provisions of CMS's group plan. It does not contain all of the details, exclusions, or limitations, which apply to coverage's. The group plan will be the controlling document. See benefit booklet or union contract for more detailed information.