Summary of Benefits
Summary of Benefits for Regular Fulltime Hourly Production Employees
As a regular full-time employee you have an opportunity to become part of a great plan of health insurance, short-term disability, and life insurance. The Hourly Production insurance plan becomes effective on the first of the month following completion of five (5) months of employment. For example, if you start work Sept. 6, 2006, you will be eligible for insurance March 1, 2007. A full-time employee must be regularly scheduled to work at least 32 hours per week with Cargill Meat Solutions.
Health Insurance:- PPO In-Network 90/10 after deductible met
- Out of Network 60/40 after deductible met
- Deductibles: $300 Single/$600 Family
- Life Time Maximum $1,000,000.00
- Out of Pocket Maximum for PPO: $2000 Single/$4000 Family (does not include deductible)
- Non-emergency room service charges are NOT covered by the plan
- Prenatal 10% Discount for Attendance to On-Site Prenatal Classes
- Employee Assistance Program for mental health, etc…
Prescription Drug Coverage
- 25% of prescription cost (max $20 generic; max $30 preferred brand; max $60 non-preferred brand)
- Full cost for lifestyle drugs
- Mail Order/Long Term Prescription $20.00 max generic; $50 max preferred brand; and $100 max non-preferred brand.
Dental Coverage
- $25.00 /$50.00 deductible
- 100% coverage for preventive dental care
- Maximum benefit is $1500.00 per individual per year
Short Term Disability
- $240.00 per week
- Begins 1st day of accident and 4th day of illness. Begins from 1st day visit/treatment by physician
- Maximum 18 week benefit
Life & Accidental Death Insurance
- $5,000.00 for natural causes
- $10,000.00 for accidental
Pension
- $20.00 credited per service year after 1/1/2007
- Vested 100% after 5 years
401K
- Employees may contribute after 1 full month of employment
| Note: |
This is merely a summary of some of the terms and provisions of CMS's group plan. It does not contain all of the details, exclusions, or limitations, which apply to coverage's. The group plan will be the controlling document. See benefit booklet or the union contract for more detailed information.